YDG CREDIT

YDG Credit supports financial
accessibility and business expansion for the rakyat and local entrepreneurs.

Is a licensed money lending institution offering tailored financial solutions to
individuals and businesses.

Delivering for Our Clients

With a strong presence across various states, we specialize in property-related financing, renovation loans, and SME funding.

Vision

To become Malaysia’s most trusted and accessible financial partner, empowering every rakyat and entrepreneur to achieve sustainable growth and financial independence.

Mission

To provide inclusive and innovative financial solutions that support personal and business expansion.

To bridge the gap between traditional finance and modern entrepreneurship through transparency, trust, and technology.

To uplift local communities by fostering financial literacy and empowering small and medium enterprises (SMEs).

Goals

Expand financial accessibility for individuals and SMEs nationwide.

Strengthen partnerships that promote economic resilience within local industries.

Deliver fast, transparent, and customer-centric credit services with 100% value assurance.

Support Malaysia’s long-term economic growth through responsible financing and inclusive development.

Consumer Financing

Property Financing (SPA Differential, MOT Cost)

Solutions that cover SPA (Sale and Purchase Agreement) differentials and MOT (Memorandum of Transfer) costs, helping buyers manage upfront expenses with ease.
Our flexible financing options are designed to simplify the property acquisition process, ensuring smooth transactions and better financial planning.

Commercial/SME Financing

SME/Business Financing

We offer tailored SME and business financing solutions to support growth, innovation, and operational stability.
From working capital loans to expansion funding, our flexible financing options are designed to meet the unique needs
of small and medium-sized enterprises, empowering them to scale and succeed in competitive markets.

Customized Financing Packages

Designed to meet the unique needs of individuals and businesses. By providing flexible terms, competitive rates,
and tailored repayment solutions, we help our clients achieve their financial goals with confidence and efficiency.

Partnerships

We build strategic partnerships with individuals, businesses, and organizations to drive mutual growth and innovation.
Through collaboration, resource sharing, and joint expertise, we create value-driven solutions that foster long-term success and sustainable development